News from Our Blog

Welcome to Financial Services News from The Business Protection Company Blog...

Recent Posts

All Posts

Recent offers on Business Protection products via #Introbizbox

By mike | Jan 11, 2018 | 0 Comments

   2exp and TBPC have recently added three offers for Introbiz members, via the new IntrobizBox members benefit platform.       We will be adding more deals soon and on a regular basis, so please follow our blog or Social Media for regular updates.         You can currently find the three deals from 2exp and TBPC available via The New Introbizbox web platform…  […] https://2expfinancialservices.wordpress.com/2017/12/27/take-advantage-of-the-three-deals-we-have-recently-added-to-the-introbizbox-web-platform-29/ About The Business Assurance and Business Insurance Products available from The Business Protection Company  in South Wales:    The Business Protection Company offers the following Business Protection Products and Services:   For more on any of these business assurance & insurance products please visit the TBPC website. We offer a number of incentives and rewards for anyone who does business with us, especially members of the Introbiz Business Network.   If you want some Independant financial business advice about how to protect your business from the many risks it faces, from a business protection specialist with over 30 years of experience in this sector, please feel free to contact us.     What area do we cover?      If you would like to know more or want to arrange a free consultation for yourself or your staff, please contact us for a confidential meeting, appointment or telephone conversation.    You can also find out more about what we do by visiting either The Business Protection Company or the 2exp websites, as well as find some offers for Introbiz members by visiting the Introbizbox website.

Read More

Income Protection Insurance Cover – is this suitable for you?

By mike | Jan 11, 2018 | 0 Comments

Most people are suitable for Income Protection Insurance Cover! Income Protection Insurance is not essential for all or something that every working person must commit to, and there’s no obligation to buy it at any particular point in your life. However an income protection insurance policy could prove invaluable if you fall ill, have an accident that leaves you incapacitated, or should you face redundancy or unemployment. If nothing else, income insurance would provide you and your family with the security of knowing that if the worst was to happened, that you would still have some money coming in to cover your day to day living costs. This is particularly useful if you have little in the way of savings or another source of household income to fall back on. E.G. If you’re an employee and become ill or have an accident that prevents you from working for at least four days in a row, you would be entitled to up to 28 weeks of statutory sick pay if your employer doesn’t have a sick leave payment scheme of their own in place (your work contract should set out what you are entitled to). This means that you are guaranteed to have a source of income for a few months after becoming ill, but if you are still unable to work after that point, you would have to turn to state benefits. However, it’s worth noting that at just £87.55 a week, statutory sick pay is unlikely to be enough to cover your basic living expenses. Likewise if you lose your job through redundancy you may be entitled to statutory redundancy pay for a limited time, but this wouldn’t usually be enough to replace your income completely and would not help if your unemployment was not due to redundancy. This kind of temporary pay carries no guarantee that it will tide you over until you find another job, which leaves you at the risk of having to severely cut down your life style and reduce the amount that you can spend – and could lead to you having to default on your mortgage payments which would could put your home at risk. Although there are several benefits you may be able to claim if you were unable to earn your own income, existing on these alone is unlikely to bring in enough money for you to maintain your current lifestyle. This is where income protection insurance comes in.  It would aim to continue you on the same financial level that you enjoyed, while you were in work. If you are trying to cut costs income protection insurance cover may seem like an unnecessary extra, but if you shop around for a decent income protection insurance policy that provides you with the income protection cover you need at a price that you can afford, then it can be worthwhile having the back-up in place. Having some kind of income protection insurance cover in place can be particularly valuable if you are self-employed, because you will be less likely to be able to cover the cost of living if you fall ill and can no longer work. This is because you would not be in receipt of any statutory sick pay and would not be part of any employee-related insurance schemes. In this case a regular payout from your salary insurance policy or income protection insurance cover would help to replace any of the money that you previously would have earned through self-employment. What areas do we cover for Income Protection Insurance Cover? As with all of our financial products and services we can provide a free consultation on income protection insurance to people within South Wales and the South West including the main towns and cities of Carmarthen, Llanelli, Swansea, Neath, Bridgend, Pontypridd, Caerphilly, Cardiff, Newport, Chepstow, Monmouth, Gloucester, Bristol, Gloucester or Swindon etc. For more financial solutions from the The Business Protection Company or to book a free consultation please click one of the links.

Read More

About 2exp Financial Services Ltd in South Wales…

By mike | Jan 11, 2018 | 0 Comments

2exp Financial Services is an FCA regulated Financial Services Company / Business Protection Brokerage in Wales, based in Caerphilly and Cardiff, that is headed up by Business Protection specialist Philip Emanuel.   Phil has over 30 years experience in the Financial Services sector and specialises in Business Protection and Financial Advice for Directors, Business Owners and the Self-employed.  He also uses this experience to recruit, train and mentor business protection brokers and advisers who would like that extra help and support.   2exp Financial Services is part of the First Complete Adviser and Broker Network.      For more about 2exp Financial Services please follow the link. 2exp also owns and trades under The Business Protection Company brand:    2exp have recently added three offers for Introbiz members, via the new IntrobizBox members benefit platform.       We will be adding more deals soon and on a regular basis, so please follow our blog or Social Media for regular updates.         You can currently find the three deals from 2exp and TBPC available via The New Introbizbox web platform…  […] https://2expfinancialservices.wordpress.com/2017/12/27/take-advantage-of-the-three-deals-we-have-recently-added-to-the-introbizbox-web-platform-29/ About The Business Assurance and Business Insurance Products available from The Business Protection Company in South Wales:    The Business Protection Company offers the following Business Protection Products and Services:   For more on any of these business assurance & insurance products please visit the TBPC website. We offer a number of incentives and rewards for anyone who does business with us, especially members of the Introbiz Business Network.   If you want some Independant financial business advice about how to protect your business from the many risks it faces, from a business protection specialist with over 30 years of experience in this sector, please feel free to contact us.     What area do we cover?      If you would like to know more or want to arrange a free consultation for yourself or your staff, please contact us for a confidential meeting, appointment or telephone conversation.    You can also find out more about what we do by visiting either The Business Protection Company or the 2exp websites, as well as find some offers for Introbiz members by visiting the Introbizbox website.

Read More

Looking for Shareholder or Partnership Protection?

By mike | Jan 10, 2018 | 0 Comments

What is Shareholder or Partnership Protection? Most business owners will want to leave the value in their business assets to their spouse, partner and/or children and Shareholder or Partnership Protection is cover that will allow you to do this.   Why have Shareholder & Partnership Protection Most business owners will want to leave the value in their business assets to their spouse, partner and/or children. When a Shareholder dies these are some of the possible outcomes: • The business performing without one of its key individuals • The new shareholder could decide to appoint a new director or remove an existing director. • The shareholder’s estate could sell the shares to “potentially” and unsuitable buyer. • The existing shareholders may have to raise funds to acquire the outgoing shareholder’s shares. • Banks and Creditors may want to arrange new terms or even call in overdrafts due to the change in share ownership. These are the potential issues from the deceased families point of view: • Loss of earned income • Loss of dividends • Attracting a buyer for the shares. • Achieving a fair value for the shares. Your business and your family can be protected from these risks. Shareholder protection can easily solve these problems by providing the following: • An agreement setting out how the shares in the company should be valued and allowing the surviving shareholders the option to buy the shares from the outgoing shareholder’s estate or giving the option of the outgoing shareholders estate to sell the shares. • The funds to allow the shares to be purchased by the remaining shareholders. • Additional funds to help with cash flow and loss of profits. “Share Protection allows the remaining partners, shareholding directors or members to remain in control of the business following the death of a business owner.” Want to Know more about Shareholder or Partnership Protection? Please feel free to book a free consultation with a specialist today. If you are interested in booking a free consultation in order to discuss how a Shareholder or Partnership Protection Cover can protect your business please get in touch? Other Business Protection Products available from The Business Protection Company   Key Person Cover Key Person Cover, or Key Man Insurance is a business insuring itself against the financial loss it would suffer if a key person in their business died or had a critical illness. Read More Business Wills A business will is an agreement that usually takes the form of a buy and sell option.  It ensures the smooth transition of ownership of a business on the event of death, total and permanent disablement or trauma of an owner. Read More Business Loan Protection Business Loan Protection helps businesses pay an outstanding overdraft, loan or commercial mortgage, should a key person die or suffer from a specified critical illness (if chosen) during the length of the policy. Read More Relevant Life Plan A Relevant Life Plan is a term assurance plan available to employers to provide an individual death in service benefit for an employee. It is designed to pay a lump sum if the employee dies whilst employed during the length of the policy. Read More *Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

Read More

Find out what business services are available on offer via www.introbizbox.co.uk including some from us…

By mike | Jan 10, 2018 | 0 Comments

   2exp and TBPC have recently added three offers for Introbiz members, via the new IntrobizBox members benefit platform.       We will be adding more deals soon and on a regular basis, so please follow our blog or Social Media for regular updates.         You can currently find the three deals from 2exp and TBPC available via The New Introbizbox web platform…  […] https://2expfinancialservices.wordpress.com/2017/12/27/take-advantage-of-the-three-deals-we-have-recently-added-to-the-introbizbox-web-platform-29/ About The Business Assurance and Business Insurance Products available from The Business Protection Company  in South Wales:    The Business Protection Company offers the following Business Protection Products and Services:   For more on any of these business assurance & insurance products please visit the TBPC website. We offer a number of incentives and rewards for anyone who does business with us, especially members of the Introbiz Business Network.   If you want some Independant financial business advice about how to protect your business from the many risks it faces, from a business protection specialist with over 30 years of experience in this sector, please feel free to contact us.     What area do we cover?      If you would like to know more or want to arrange a free consultation for yourself or your staff, please contact us for a confidential meeting, appointment or telephone conversation.    You can also find out more about what we do by visiting either The Business Protection Company or the 2exp websites, as well as find some offers for Introbiz members by visiting the Introbizbox website.

Read More

The Business Protection Company Deals on www.introbizbox.co.uk …

By mike | Jan 9, 2018 | 0 Comments

   2exp and TBPC have recently added three offers for Introbiz members, via the new IntrobizBox members benefit platform.       We will be adding more deals soon and on a regular basis, so please follow our blog or Social Media for regular updates.         You can currently find the three deals from 2exp and TBPC available via The New Introbizbox web platform…  […] https://2expfinancialservices.wordpress.com/2017/12/27/take-advantage-of-the-three-deals-we-have-recently-added-to-the-introbizbox-web-platform-29/ About The Business Assurance and Business Insurance Products available from The Business Protection Company  in South Wales:    The Business Protection Company offers the following Business Protection Products and Services:   For more on any of these business assurance & insurance products please visit the TBPC website. We offer a number of incentives and rewards for anyone who does business with us, especially members of the Introbiz Business Network.   If you want some Independant financial business advice about how to protect your business from the many risks it faces, from a business protection specialist with over 30 years of experience in this sector, please feel free to contact us.     What area do we cover?      If you would like to know more or want to arrange a free consultation for yourself or your staff, please contact us for a confidential meeting, appointment or telephone conversation.    You can also find out more about what we do by visiting either The Business Protection Company or the 2exp websites, as well as find some offers for Introbiz members by visiting the Introbizbox website.

Read More

Looking for Key Man Insurance?

By mike | Jan 9, 2018 | 0 Comments

What is Key Man Insurance? Key Man Insurance is a business assurance product that allows a business to insure itself against the financial loss it would suffer if a key person in their business died or had a critical illness.  Key Man Insurance is a Key Product for Businesses and Company Directors who are looking to protect their businesses from unknown but potentially very costly risks in their business. Who should you look to Protect? Cover Partners or Directors Key Man Insurance can help you to protect the business against the cost caused by the loss of a Partner or a Key Director from within the business. Cover Top Management Key Man Insurance can help you to protect the business against the loss of a top performing Management that the business could be reliant on. Cover Top Sales People Key Man Insurance can help you to protect the business against the loss of a top performing Sales Person that the business could be reliant on. “Reduce the financial impact on your business if you lose an employee to serious illness, disability or death” Want to Know more about Key Man Insurance? Please watch the short Video explaining Key Man Insurance* available via this Link. *Please be aware that by clicking onto the above link you are leaving The Business Protection Company website. Please note that neither The Business Protection Company or First Complete Ltd are responsible for the accuracy of the information contained within the linked site(s) accessible from this page.   If you are interested Key Man Insurance to protect your business from Key Sales People, Key Management or Key Directors dying or becoming critically ill and potentially risking the longevity of your business please get in touch. Other Business Protection Products available from The Business Protection Company   Business Wills A business will is an agreement that usually takes the form of a buy and sell option.  It ensures the smooth transition of ownership of a business on the event of death, total and permanent disablement or trauma of an owner. Read More   Shareholder or Partnership Protection Share Protection allows the remaining partners, shareholding directors or members to remain in control of the business following the death of a business owner. Read More   Business Loan Protection Business Loan Protection helps businesses pay an outstanding overdraft, loan or commercial mortgage, should a key person die or suffer from a specified critical illness (if chosen) during the length of the policy. Read More   Relevant Life Plan A Relevant Life Plan is a term assurance plan available to employers to provide an individual death in service benefit for an employee. It is designed to pay a lump sum if the employee dies whilst employed during the length of the policy. Read More   *Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

Read More

TBPC’s Financial Services Solutions

By mike | Jan 9, 2018 | 0 Comments

   Here at The Business Protection Company Financial Services brokerage we provide a number of Financial Services Solutions including these Business Assurance and Business Insurance Products and other financial services… Key Person Cover Key Person Cover / Key Man Insurance covering key people. Read More Business Loan Protection Helping to pay overdrafts, loans & commercial mortgages upon death or serious illness of business owner or directors. Read More Key Man Insurance Key Man Insurance covering key people. Read More Business Wills Buy & Sell Options to ensure the smooth transition of ownership in the event of a death or illness Read More Relevant Life Plan Death in Service benefit for employees Read More Income Protection Insurance Cover Salary or Income Protection Insurance for employees or self-employed workers. Read More Shareholder or Partnership Protection Protection for partners upon the death of a partner. Read More Personal Wills Wills, Family Wills, Business Wills and Complex Business Wills. Read More Free Consultation Looking to protect your business with any of our 5 core business protection solutions or other business insurance products? Read More We also provide the following Financial services: Business Insurance Quotes We are an IAR and can supply our clients with Business Insurance Quotes and Business Insurance Renewal Quotes through our partners. Read More Financial Services Consultancy We provide Financial Services Consultancy to Mortgage & Protection Brokers, Financial Services Call Centres and other organisation that require it. Read More Broker Recruitment We recruit and mentor individual mortgage & protection brokers or brokerage firms on behalf of First Complete. Read More So why use us?     Are you ready to book a Free Consultation? Let’s Go     Not quite sure still? Why not visit our contact page, we would love to chat with you!

Read More

Areas covered by The Business Protection Company…

By mike | Jan 9, 2018 | 0 Comments

What areas do we cover here at The Business Protection Company ? As with all of our financial products and services we can provide a free consultation on Business Protection Cover including Key Person Cover, Relevant Life Plans, Business Wills, Business Loan Protection, Shareholder Protection Cover, and Income Protection Insurance to business owners and Directors in South Wales and the South West including the main towns and cities of Carmarthen, Llanelli, Swansea, Neath, Bridgend, Pontypridd, Caerphilly, Cardiff, Newport, Chepstow, Monmouth, Gloucester, Bristol, Gloucester or Swindon etc. For more financial solutions from the The Business Protection Company or to book a free consultation please click one of the links.

Read More